Top We Buy Houses companies in Iowa | Should I sell to a We Buy Houses company? | How much do they pay? | Alternatives | FAQs
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We Buy Houses companies in Iowa can help you sell your house quickly. You’ll get a cash offer that’s usually lower than a traditional sale, but you can close much faster. These companies typically buy houses for cash in any condition (so you don’t have to worry about repairs) and update them to resell.
If you own a distressed property or need to sell a house quickly, a We Buy Houses company could be a great option. If you have time to spare or you’re looking for a higher price, you might be better off listing your home on the open market.
Before you sign a contract with a We Buy Houses in Iowa company, we strongly recommend getting multiple offers. This lets you compare your options, so you can be confident you’re getting a fair price for your house.
If you’re looking to sell your house fast for cash in Iowa, Clever Offers is a great place to start. Clever Offers matches sellers like you with top local realtors, who will bring you fair offers from top cash home buyers in your area. You’ll also get a free professional home valuation, so you can compare your cash offers to what your house is worth on the open market. Get cash offers from top Iowa buyers now!
Quick view: Top 5 Iowa We Buy Houses for Cash companies
|💰 Cash buyer||💸 Time to offer||🗓 Time to close|
|1. Fast Home Offer||Offer times vary||7–14 days|
|2. HouseCashin||24 hours||3–30 days|
|3. Finally Sold||Offer times vary||3–10 days|
|4. We Buy Ugly Houses||After home evaluation||21 days|
|5. We Buy Houses||24–48 hours||7–14 days|
Who should sell to a Iowa We Buy Houses company?
We Buy Houses for Cash companies are best for people who need to sell their house immediately, even if it means leaving a lot of money on the table.
Working with a company that buys houses for cash could be a viable option for you if you’re in one of these cirsumstances:
- You’re facing foreclosure
- You need to sell fast, in a week or less
- Your home needs repairs you can’t afford
Before settling on a We Buy Houses for Cash in Iowa company, take another look at your situation. If your priority is to sell fast or if you can’t afford repairs, selling to a We Buy Houses company might be the best option for you.
But you could also consider selling on the open market for more money. Even if you can’t make repairs, you might be able to find an agent who can help you sell it quickly as-is.
To help you decide whether a We Buy Houses for Cash company is right for you, consult a local real estate agent. At no cost, you can compare their professional valuation of your home’s worth and estimated selling time with what the cash buyer is offering.
Consulting a realtor is the best way to ensure that you keep the most equity in your pocket while still selling on your timeline.
Many realtors have relationships with top local cash buyers (and can help you avoid companies that only make lowball offers). Your agent can help you get cash offers from local companies that have good reputations. They can also help you understand your options to find the best way to sell your home within your timeline for as much money as possible.
Top 5 We Buy Houses companies in Iowa
🥇 Fast Home Offer: Our top pick
Fast Home OfferWebsite
- (888) 424-4722
- Close in 7–14 days
Fast Home Offer is a nationwide cash buyer company. You could close with the company within one to two weeks.
Fast Home Offer buys homes in the Des Moines, Cedar Rapids, Davenport, and other areas.
Fast Home Offer purchases a variety of properties, including houses, rental properties, raw land, and commercial properties. The cash buyer operates in all 50 states, including in cities around Iowa, like Des Moines, Cedar Rapids, and Davenport.
Fast Home Offer buyers can close within one to two weeks and will buy a home regardless of issues. They don’t limit purchases to certain neighborhoods or a set price range, so contact the company with anything you want to sell fast.
🥈 HouseCashin: Flexible closing dates
- (877) 355-1244
- Offer in 24 hours
- Close in 3–30 days
HouseCashin connects home sellers across the U.S. with local cash buyers. The company typically closes sales in a week but, if need be, can close 72 hours after the seller signs their contract.
HouseCashin buys homes all around the state of Iowa.
HouseCashin is a network of local cash buyers around the U.S. It can connect you with local real estate investors prepared to make an offer within 24 hours.
You can close in as little as three days if that works for you, though the company typically closes within a week and gives you the option to set a closing date as far as 30 days from signing your contract. Typical We Buy Houses companies take closer to 7 to 14 days minimum to close.
Past sellers who reviewed their experiences with HouseCashin praise the speed and efficiency of the process.
🥉 Finally Sold: Fast closing
- (844) 669-7653 (NOW SOLD)
- Offer times vary
- Close in 3–10 days
Finally Sold is a nationwide cash buyer that can close in as little as three days. Sellers praise its fair offers and fast sale process.
Finally Sold buys homes in Illinois throughout Topeka, Wichita, Great Bend, and other counties.
Finally Sold is a cash buyer that purchases properties in all 50 states. It buys a variety of residential properties, including houses, condos, townhouses, patio homes, and lofts.
You can get a cash offer from Finally Sold after a rep visits your property, and you can close a sale in as little as three days. That speed is relatively unusual in the industry, though HouseCashin can match it.
Past home owners who’ve sold to Finally Sold say that offers are fair and the process is fast — though most of these reviews were left before 2020.
4. We Buy Ugly Houses Iowa: Established brand
We Buy Ugly Houses IowaWebsite
- (866) 288-9525
- Offer after home evaluation
- Close in 21 days
We Buy Ugly Houses is a network of cash buyer franchises that has been purchasing homes throughout the U.S. since 1996. It can make a final cash offer after completing a property walkthrough and close within three weeks.
We Buy Ugly Houses purchases homes across Iowa, including Des Moines and Cedar Rapids.
We Buy Ugly Houses is one of the most well-known cash buyer brands in the country, which is why it makes our top five. Its network of real estate investors buys houses for cash all over Iowa and the U.S.
You can get an offer as soon as you have a home evaluation by the company, which can happen right after you call them. The company can take three weeks to close the sale, which is long compared with others on this list. But its reputation — including an A+ rating by the Better Business Bureau — has made it a go-to company to sell your house fast for more than 25 years.
5. We Buy Houses Iowa: Decades of experience
We Buy Houses IAWebsite
- (877) 932-8946
- Offer in 24–48 hours
- Close in 7–14 days
We Buy Houses is a network of cash buyers that have been buying homes all over the U.S. since 1997. It can make an offer in anywhere from 24 to 48 hours and can close as quickly as seven days.
We Buy Houses purchases properties across Iowa.
We Buy Houses operates a network of cash home buyers around the country, including in Iowa communities through We Buy Houses Iowa. As we note in our We Buy Houses review, each franchise office is operated independently. Past seller reviews are positive, but your experience could vary depending on where you’re located.
We Buy Houses makes a cash offer within one or two days after you contact the company, and you can close within one to two weeks.
Not seeing the right company for you? Check out our list of the top companies that buy houses for cash across the country!
How do We Buy Houses for Cash companies work?
We Buy Houses for Cash companies in Iowa are typically owned by real estate investors. These investors look for deals, most often by searching for distressed or unwanted properties that tend to be less desirable to ordinary home buyers.
They purchase the homes by making fast, all-cash offers that allow them to buy at a discounted price. Then, they make the necessary repairs and re-sell the properties for a profit.
We Buy Houses for Cash pros and cons for Iowa home sellers
|✅ Pros||❌ Cons|
|Fast, easy closing. These companies typically make an offer within 24–48 hours and close in as little as one week.||Significantly lower sale price. The biggest drawback is that you won't get what your home is actually worth on the open market.|
|No paperwork. Most reputable We Buy Houses companies will take care of all the paperwork for you.||Little room to negotiate. The offer they give you generally doesn't have much wiggle room.|
|No repairs. They'll buy your property as-is without requiring any repairs — even if your home is in poor condition.||No representation. Unlike in a traditional real estate transaction, you won't have an agent to represent your best interests.|
How much do We Buy Houses companies in Iowa pay?
We Buy Houses companies and local real estate investors in Iowa generally use the 70% rule: never pay more than 70% of a home’s after-repair value (ARV), minus repair costs. You can get a ballpark idea of your home’s ARV by looking at listing/sale prices of comparable homes in your neighborhood that have been renovated recently.
The median listing price of homes in Iowa is $279,500. Assuming a We Buy Houses company believes that your home will be worth that after they’ve made the necessary repairs ($50,000 in this example), they would pay you around $145,650.
(After repair value x 0.70) − Repair costs = Purchase price
($279,500 x 0.70) − $50,000 = $145,650
When is selling to a We Buy Houses company worth it?
Selling to a We Buy Houses company may be worth it if you need to sell your home quickly and don’t have time to make any repairs.
But most sellers will be able to sell their home for a much higher price by listing on the open market.
You need to sell your house fast
|🗓 Time to sell||💰 Median listing price|
|United States||50 days||$427,250|
A We Buy Houses company can make cash offers almost instantly, meaning you could close in as little as a week.
The catch? You won’t get top dollar for your home.
Right now, the average time to sell in Iowa is 53 days, but a realtor who specializes in selling homes quickly could help you sell faster on the open market. This way, you won’t have to give up so much equity.
You’re selling a house in poor condition
Another great benefit of a cash buyer like We Buy Houses in Iowa is that it will purchase homes in as-is condition. If your home is in need of extensive repairs or is structurally unsound, it may be easier to sell to a We Buy Houses company instead of finding a buyer on the open market.
That said, we recommend talking to an experienced real estate agent before accepting an offer from a We Buy Houses Iowa company. In today’s market, there are buyers who are willing to purchase fixer-uppers, and you’ll almost always get more money for your home by selling on the open market.
If you’d like to get an agent’s professional opinion, our partners at Clever can connect you to a top local realtor. You’ll get a free expert home valuation to make sure you’re getting a fair price.
Better alternatives for Iowa home sellers
There are two main types of alternatives to selling to a We Buy Houses company in Iowa: selling to an iBuyer or listing with a traditional agent.
If you’re selling a newer home that doesn’t need extensive repairs, we recommend getting an offer from an iBuyer.
Listing with a real estate agent is the best way to sell your home for its full value — and an agent can help you compare cash offers to what your home may get on the open market.
Sell to an iBuyer
Like We Buy Houses companies, iBuyers make all-cash offers on homes. They offer the same fast closing timelines, but they typically pay much closer to market value.
But there’s a reason iBuyers pay more than traditional We Buy Houses companies. iBuyers have much stricter purchase criteria and are only available in select areas. If your home was built recently and only needs minor repairs, it may be a good candidate for an iBuyer. Otherwise, it probably won’t qualify.
If you need to sell your Iowa home quickly and it’s in good shape, we recommend seeing if there are any iBuyers available in your area. Requesting a cash offer only takes a few minutes, and you can walk away with no obligation if the offer is lower than what you think your home is worth.
List with a Iowa realtor who specializes in quick sales
Every seller should start their selling journey with an expert home valuation from a local real estate agent — even if you ultimately decide to sell to accept a cash offer from a We Buy Houses company or iBuyer.
Getting a home valuation is free, no-risk, and allows you to ensure that you’re making the right decision.
In the current Iowa real estate market, many top agents can still sell your home quickly. They can even target individual cash buyers and investors, allowing you to sell your home as-is while still getting top dollar for your home.
FAQs about We Buy Houses companies in Iowa
Are "We Buy Houses in Iowa" companies legit?
A majority of cash home buyers in IA are legitimate, but some engage in predatory marketing and make lowball offers. It’s important to look at online reviews before settling on a particular cash buyer. Reviewers that previously sold to Finally Sold, for example, say that it makes reasonable offers and works fast. A well-known brand like We Buy Ugly Houses in Iowa is also a great option because it’s larger and more established.
Who should use a We Buy Houses for Cash company in Iowa?
Whether using a We Buy Houses for Cash company or doing a traditional home sale is best for you depends on why you’re selling. Cash buyers are usually the best fit for home owners who need to sell a home quickly or sell a home that needs repairs.
Consult an Iowan real estate agent before moving forward with a cash buyer. They can help you determine the best route to sell your home based on your priorities.
How much money will a We Buy Houses company pay in Iowa?
In general, We Buy Houses in Iowa companies pay less than what a home is worth on the open market. That’s because these brands need to turn a profit when they resell the property. However, the companies can offer a fast, easy closing to sellers in tough situations. In Iowa, for example, Finally Sold can close in as little as three days. Learn more about how We Buy Houses for Cash companies work.
How can I sell my house fast in Iowa?
Homeowners can sell to a We Buy Houses in Iowa company for a fast and easy closing. For example, Finally Sold can make an offer immediately after a property walkthrough and close in as few as three days. Working with a top real estate agent is also a good option, because an experienced agent can close quickly while allowing you to make more money from the sale.
More We Buy Houses for Cash resources
Want to learn more about how We Buy Houses companies work and what you should watch out for as a home seller? Check out these great resources!
Companies That Buy Houses for Cash [In-Depth Guide]: You might be willing to sell to a We Buy Houses company if you’re in a bind, but is it worth it? Find out how these companies operate.
Are “We Buy Houses” Companies a Ripoff? Cardboard signs at the side of the road don’t seem very professional, so what’s the deal with all of these companies that advertise “We Buy Houses in Iowa” on highway billboards? Learn how to tell the difference between a legitimate cash buyer and a scam.
How Much Will an Investor Pay for My House? Investors don’t buy houses because they love them — they buy them to make a profit. Learn more about how an investor would price your home if they were interested in buying it.
More Iowa home selling guides
Average Realtor Fees in Iowa: When preparing to sell a home, knowing the average realtor fees in your state can be useful. We share details about realtor fees in Iowa so you can budget for your sale and make sure you get a fair deal.
How to Sell a House Without a Realtor in Iowa: Selling without a realtor can save you money, but it will cost you more in time and energy. See what it really takes to sell on your own so you can decide if you’re up for the job.
Top 3 Iowa Flat Fee MLS Listing Services: In this article, we review who can benefit the most from a flat fee MLS listing service. If you decide to list with a flat fee MLS company in Iowa, check out our ranking of the top three.
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