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Edited by Jessica Johansen
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Edited by Jessica Johansen
Top We Buy Houses companies in Kentucky | Should I sell to a We Buy Houses company? | How much do they pay? | Alternatives | FAQs
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We Buy Houses companies in Kentucky can help you sell your house fast by buying it in cash. If you own a property in need of repairs or you need to close quickly for any reason, a We Buy Houses company could be a great option.
But there’s a tradeoff to the speed and convenience of these sales. Cash buyers make low offers so they can resell homes for a profit. Most Kentucky home sellers could make more money connecting with a traditional buyer.
Before you sign a contract with a We Buy Houses in Kentucky company, we strongly recommend getting multiple offers. This lets you compare your options, so you can be confident you’re getting a fair price for your house.
If you’re looking to sell your house fast for cash in Kentucky, Clever Offers is a great place to start. Clever Offers matches sellers like you with top local realtors, who will bring you fair offers from top cash home buyers in your area. You’ll also get a free professional home valuation, so you can compare your cash offers to what your house is worth on the open market. Get cash offers from top Kentucky buyers now!
Quick view: Top 5 Kentucky We Buy Houses for Cash companies
| 💰 Cash buyer | 💸 Time to offer | 🗓 Time to close |
|---|---|---|
| 1. Dependable Homebuyers | 24 hours | 7–10 days |
| 2. Express Homebuyers | 7 minutes | 7 days |
| 3. We Buy Ugly Houses | After home evaluation | 21 days |
| 4. We Buy Houses | 24–48 hours | 7–14 days |
| 5. Cash Offer Kentucky | 24 hours | 7–14 days |
Who should sell to a Kentucky We Buy Houses company?
We Buy Houses for Cash companies are best for people who need to sell their house immediately, even if it means leaving a lot of money on the table.
You might benefit from selling to an investment company that buys houses for cash if you’re in one of these situations:
- You’re facing imminent foreclosure
- You’re on a tight deadline to sell your home
- You can’t afford repairs
But before selling to a We Buy Houses for Cash in Kentucky company, make sure it’s the best option for you. This might be the case if you’re on an extremely tight timeline and can’t afford to make repairs.
However, it’s often possible to sell your home quickly and without repairs on the open market. Consider listing with an agent who can help you sell your home fast and as-is. You’ll get a lot more money for your home if you go with a traditional sale.
If you’re unsure about selling to a We Buy Houses for Cash company, we highly recommend scheduling a free consultation with a local real estate agent. The agent can give their professional opinion on your home’s value and expected selling timeline, so you can compare their estimates with what the cash buyer is offering.
Consulting a realtor is the best way to ensure that you keep the most equity in your pocket while still selling on your timeline.
Many realtors have relationships with top local cash buyers (and can help you avoid companies that only make lowball offers). Your agent can help you get cash offers from local companies that have good reputations. They can also help you understand your options to find the best way to sell your home within your timeline for as much money as possible.
Top 5 We Buy Houses companies in Kentucky
🥇 Dependable Homebuyers: Positive reviews
Nationwide
- (855) 741-4848
- Offer in 24 hours
- Close in 7–10 days
Dependable Homebuyers is a nationwide cash buyer. It can make an offer within 24 hours and close in as little as seven days, and past sellers praise its representatives in reviews.
Dependable Homebuyers purchases homes in Louisville and all other areas in Kentucky.
Dependable Homebuyers is a nationwide company that purchases properties in Louisville and all over Kentucky. It’ll make an offer on all types of properties, from empty lots to run-down houses. You can get an offer within 24 hours of calling the company, and you can close in a little as 7 to 10 days.
Past sellers left positive reviews for the company, saying its representatives are reliable, responsive, and easy to work with (but there are only a few reviews, and they’re all before 2019). Dependable Homebuyers has an A+ rating with the Better Business Bureau but isn’t accredited, which requires a paid membership.
Dependable Homebuyers also tops our list of We Buy Houses in Louisville companies thanks to its positive customer reviews.
🥈 Express Homebuyers: Preliminary offer in minutes
Nationwide
- (877) 804-5252
- Offer in 7 minutes
- Close in 7 days
Express Homebuyers has been a nationwide cash buyer since 2003. It makes an all-cash offer after visiting a property and can close in as soon as seven days.
Express Homebuyers purchases homes across Kentucky.
Express Homebuyers is one of the fastest We Buy Houses companies in the country. It can make an offer within a few minutes over the phone after receiving some information about your house.
An Express Homebuyers representative will then visit your property for a walkthrough and make a final offer. This offer might be the same or different from your preliminary offer, depending on how accurately you described the property. Past sellers have generally been happy with the company and mention fair offers in their reviews. Express Homebuyers is rated 4.2 out of 5 on Trustpilot and A+ by the Better Business Bureau. A small number of home owners complained of predatory marketing and low offers.
As we mention in our Express Homebuyers review, you’ll have up to 30 days to consider your offer, so you don’t have to close right away if you don’t want to. Evaluate the offer and compare it to other options so you can make the best decision for yourself.
🥉 We Buy Ugly Houses Kentucky: Established brand
Nationwide
- (877) 243-0152
- Offer after home evaluation
- Close in 21 days
We Buy Ugly Houses is a network of cash buyer franchises that has been purchasing homes throughout the U.S. since 1996. It can make a final cash offer after completing a property walkthrough and close within three weeks.
We Buy Ugly Houses purchases homes in and around Lexington and Louisville.
We Buy Ugly Houses by HomeVestors is a long-running network of cash buyers that buy houses for cash in Kentucky and the U.S. It buys houses in and around Lexington and Louisville. You can get an offer after a walkthrough of your house and close in about three weeks.
Three weeks is a long window for closing compared to many other companies in the industry, which can typically close in 7 to 14 days. But We Buy Ugly Houses makes our top five because it’s so established and well trusted in the industry. It has an A+ rating by the Better Business Bureau, and customers have continued to leave positive reviews over the years.
» MORE: We Buy Ugly Houses review
4. We Buy Houses Kentucky: Decades of experience
Nationwide
- (877) 932-8946
- Offer in 24–48 hours
- Close in 7–14 days
We Buy Houses is a network of cash buyers that have been buying homes all over the U.S. since 1997. It can make an offer in anywhere from 24–48 hours and can close as quickly as seven days.
We Buy Houses purchases properties across Kentucky.
We Buy Houses is a network of cash buyers that has been buying homes around Kentucky and in all 50 states since 1997. It can make a cash offer for your property within one or two days after you contact the company, and you can close as soon as one to two weeks.
Past sellers said in reviews that they appreciate how easy it is to work with We Buy Houses reps. Transactions are relatively fast and easy to complete. As we note in our We Buy Houses review, the company operates via independently owned franchise offices, so your experience might vary depending on your location.
5. Cash Offer Kentucky: BBB accredited
Local
- (502) 369-0432
- Offer in 24 hours
- Close in 7–14 days
Cash Offer Kentucky is a local company that can make an offer within 24 hours and close in 7 days or less.
Cash Offer Kentucky purchases properties in the Louisville area.
Cash Offer Kentucky is a cash buyer that purchases properties exclusively in Louisville. The company is the youngest on our list, with only a few years in business.
However, it’s accredited with the Better Business Bureau and currently has a five-star average on Google Reviews. The company pledges a focus on relationships, credibility, and transparency, and reviewers say it mostly follows through on these commitments.
Not seeing the right company for you? Check out our list of the top companies that buy houses for cash across the country!
How do We Buy Houses for Cash companies work?
We Buy Houses for Cash companies in Kentucky are typically owned by real estate investors. These investors look for deals, most often by searching for distressed or unwanted properties that tend to be less desirable to ordinary home buyers.
They purchase the homes by making fast, all-cash offers that allow them to buy at a discounted price. Then, they make the necessary repairs and re-sell the properties for a profit.
We Buy Houses for Cash pros and cons for Kentucky home sellers
| ✅ Pros | ❌ Cons |
|---|---|
| Fast, easy closing. These companies typically make an offer within 24–48 hours and close in as little as one week. | Significantly lower sale price. The biggest drawback is that you won't get what your home is actually worth on the open market. |
| No paperwork. Most reputable We Buy Houses companies will take care of all the paperwork for you. | Little room to negotiate. The offer they give you generally doesn't have much wiggle room. |
| No repairs. They'll buy your property as-is without requiring any repairs — even if your home is in poor condition. | No representation. Unlike in a traditional real estate transaction, you won't have an agent to represent your best interests. |
How much do We Buy Houses companies in Kentucky pay?
We Buy Houses companies and local real estate investors in Kentucky generally use the 70% rule: never pay more than 70% of a home’s after-repair value (ARV), minus repair costs. You can get a ballpark idea of your home’s ARV by looking at listing/sale prices of comparable homes in your neighborhood that have been renovated recently.
The median listing price of homes in Kentucky is $282,500. Assuming a We Buy Houses company believes that your home will be worth that after they’ve made the necessary repairs ($50,000 in this example), they would pay you around $147,750.
(After repair value x 0.70) − Repair costs = Purchase price
($282,500 x 0.70) − $50,000 = $147,750
When is selling to a We Buy Houses company worth it?
Selling to a We Buy Houses company may be worth it if you need to sell your home quickly and don’t have time to make any repairs.
But most sellers will be able to sell their home for a much higher price by listing on the open market.
You need to sell your house fast
| 🗓 Time to sell | 💰 Median listing price | |
|---|---|---|
| Kentucky | 49 days | $282,500 |
| United States | 50 days | $427,250 |
When you’re in a pinch timewise, a We Buy Houses company can be the solution you’re looking for. It can make almost instant cash offers and close in as little as seven days.
But there’s a tradeoff: you won’t get the maximum value for your home.
The average time to sell in Kentucky is currently 49 days. However, you might be able to sell on the open market faster than that with a realtor specialized in selling homes quickly. If you choose this route, you won’t have to sacrifice so much equity.
You’re selling a house in poor condition
Another great benefit of a cash buyer like We Buy Houses in Kentucky is that it will purchase homes in as-is condition. If your home is in need of extensive repairs or is structurally unsound, it may be easier to sell to a We Buy Houses company instead of finding a buyer on the open market.
That said, we recommend talking to an experienced real estate agent before accepting an offer from a We Buy Houses Kentucky company. In today’s market, there are buyers who are willing to purchase fixer-uppers, and you’ll almost always get more money for your home by selling on the open market.
If you’d like to get an agent’s professional opinion, our partners at Clever can connect you to a top local realtor. You’ll get a comparative market analysis to make sure you’re getting a fair price.
Better alternatives for Kentucky home sellers
There are two main types of alternatives to selling to a We Buy Houses company in Kentucky: selling to an iBuyer or listing with a traditional agent.
If you’re selling a newer home that doesn’t need extensive repairs, we recommend getting an offer from an iBuyer.
Listing with a real estate agent is the best way to sell your home for its full value — and an agent can help you compare cash offers to what your home may get on the open market.
Sell to an iBuyer
Like We Buy Houses companies, iBuyers make all-cash offers on homes. They offer the same fast closing timelines, but they typically pay much closer to market value.
But there’s a reason iBuyers pay more than traditional We Buy Houses companies. iBuyers have much stricter purchase criteria and are only available in select areas. If your home was built recently and only needs minor repairs, it may be a good candidate for an iBuyer. Otherwise, it probably won’t qualify.
If you need to sell your Kentucky home quickly and it’s in good shape, we recommend seeing if there are any iBuyers available in your area. Requesting a cash offer only takes a few minutes, and you can walk away with no obligation if the offer is lower than what you think your home is worth.
List with a Kentucky realtor who specializes in quick sales
Every seller should start their selling journey with an expert home valuation from a local real estate agent — even if you ultimately decide to sell to accept a cash offer from a We Buy Houses company or iBuyer.
Getting a home valuation is free, no-risk, and allows you to ensure that you’re making the right decision.
In the current Kentucky real estate market, many top agents can still sell your home quickly. They can even target individual cash buyers and investors, allowing you to sell your home as-is while still getting top dollar for your home.
FAQs about We Buy Houses companies in Kentucky
Are "We Buy Houses in Kentucky" companies legit?
Yes, most We Buy Houses in Kentucky companies are legitimate, but some take advantage of desperate sellers and make extremely low offers. It’s important to look at online reviews before selling to a particular company. For instance, Dependable Homebuyers reviewers praise its reps for being reliable and efficient. Selling to a larger company like We Buy Ugly Houses in Kentucky is also a good option because it’s more established and reputable.
Who should use a We Buy Houses for Cash company in Kentucky?
A We Buy Houses for Cash company is usually best suited for sellers who are motivated to sell quickly rather than for the highest price.
Consult a Kentucky real estate agent before accepting a cash offer from a We Buy Houses company. An agent can give you a free home valuation to help you see how quickly your home might sell and for how much on the open market.
How much money will a We Buy Houses company pay in Kentucky?
Most We Buy Kentucky houses companies make an offer that's less than a home's after repair value. However, some home owners still sell to cash buyers because they can offer a quick transaction, usually closing within one to two weeks. In Kentucky, for example, Dependable Homebuyers can close in as few as seven days. Learn more in our guide on how We Buy Houses for Cash companies work.
How can I sell my house fast in Kentucky?
One of the quickest ways to sell a property in Kentucky is to sell to a local cash buyer. Dependable Homebuyers, for example, can make an offer within 24 hours and close within a week. Another option is to work with the top real estate agent near you, because an experienced realtor can find you a buyer quickly and net you more money on the sale.
More We Buy Houses for Cash resources
Want to learn more about how We Buy Houses companies work and what you should watch out for as a home seller? Check out these great resources!
Companies That Buy Houses for Cash [In-Depth Guide]: You might be willing to sell to a We Buy Houses company if you’re in a bind, but is it worth it? Find out how these companies operate.
Are “We Buy Houses” Companies a Ripoff? Cardboard signs at the side of the road don’t seem very professional, so what’s the deal with all of these companies that advertise “We Buy Houses in Kentucky” on highway billboards? Learn how to tell the difference between a legitimate cash buyer and a scam.
How Much Will an Investor Pay for My House? Investors don’t buy houses because they love them — they buy them to make a profit. Learn more about how an investor would price your home if they were interested in buying it.
More Kentucky home selling guides
Top 3 Kentucky Flat Fee MLS Listing Services: Thinking about listing with a flat fee MLS service? We recommend the best companies based on your priorities.
Average Realtor Fees in Kentucky: When you’re selling a home, it’s useful to know your state’s average realtor fees so you can prepare an accurate budget. We share the average realtor fees in Kentucky, plus what factors affect realtor fees and how to negotiate them.
How to Sell a House Without a Realtor in Kentucky: If you’re choosing to sell for sale by owner (FSBO), this guide can help you navigate the challenging process. We cover what paperwork is required and how much it costs to sell without a realtor.
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