Selling a home in Florida costs 6.2-9.0% of the property’s final sale price, according to our research.
To give you an accurate estimate of how much it costs to sell a home in Florida, we polled realtors and collected data from title companies. Below, we go over everything you need to know about home selling costs and provide cost estimates for the five largest metropolitan areas in Florida.
Table of Contents
- Average Cost to Sell a Home in Florida
- Preparing to Sell
- Real Estate Commission
- Seller Closing Costs
- Home Selling Costs in Florida By City
Average Cost to Sell a Home in Florida
According to our research, it costs Florida residents 6.2-9.0% of their properties final sale price to sell a home in the state. Our figure takes into account common home selling costs, including real estate commission and closing costs.
NOTE: For an estimate of what you’ll earn when you sell your home, you’ll have to factor in mortgage payoff in addition to home selling costs. The mortgage payoff amount is equal to the outstanding principal on your mortgage, plus any unpaid interest and early payoff fees.
If you were to sell a typical Florida home for $260k, the total cost would amount to $16k-23k. We’ve broken down the major costs that home sellers face in Florida below:
|Costs||% of sale price|
|Seller closing costs||1.1-3.1%|
|Preparing to sell||Varies*|
* Home preparation costs can vary greatly depending on your home and it’s condition: some will need major repairs before being listed, while others are better off being sold as is.
Preparing to Sell in Florida
Home preparation costs depend on your home’s condition. Newer homes that are in good shape may need little investment to get them ready for the market. Other sellers will end up spending thousands of dollars making repairs and getting their home in good enough condition to fetch top dollar.
A 2019 Zillow report found home preparation costs in Miami to be $5,220. Included in this estimate were costs for home staging, exterior and interior painting, moving locally, full-service lawn care, and carpet and house cleaning.
Even if you aren’t planning on doing any major repairs or upgrades to your home, it’s well worth it to spend at least some time or money getting your home cleaned and decluttered.
Is it Worth Upgrading Your Home Before You Sell?
You may not recoup your investment for upgrades you make to your home before you sell. There’s a good chance that the cost to make an upgrade will exceed the value it adds to your home in the eyes of prospective buyers.
If you’re considering investing money towards upgrading your home, we recommend that you consult your real estate agent first. They’ll be able to give you a sense of what repairs might be worth it for your home, based on trends they’re seeing in your local real estate market.
One 2020 report from Remodeling.com found that even the upgrades that delivered homeowners the most value when it came time to sell fell short of recouping their out-of-pocket cost:
|Highest value home upgrades (cost)||Return on investment (ROI)|
|Manufactured Stone Veneer ($8,797)||94.0%|
|Garage Door Replacement ($3,599)||88.7%|
|Siding Replacement – Fiber-Cement ($15,582)||80.5%|
|Deck Addition – Wood ($12,714)||77.0%|
|Minor Kitchen Remodel – Midrange ($22,125)||76.3%|
What Should I Fix Before I Sell My Home?
Fixing major issues with your home’s systems — such as the electrical system, plumbing, foundation, or roof — is usually a good idea before you sell.
If your home is in need of major repairs, you’ll typically have a much smaller pool of potential buyers compared to a home free of major issues. Not everyone is interested in a fixer-upper!
NOTE: Home sellers in Florida aren’t required to fill out a disclosure form, which would list all known property defects. However, they are required to inform buyers of any issues affecting the property’s value, either in writing or verbally. Failing to do so could result in a lawsuit, so be sure to disclose any defects!
If you don’t have the funds, or just aren’t interested in making repairs, you could also choose to sell your home “as is.” When you list a home for sale “as is,” you indicate to potential buyers that your home is in need of repairs that you are unwilling or unable to address.
Real Estate Commission in Florida
In Florida, real estate commissions are 5.1-5.9% on average, according to our poll of real estate agents in the state. That said, real estate commissions are 100% negotiable; even though it’s typical for realtors to charge a certain rate in your area, you can always try and get lower rates.
Real estate commission is usually the largest expense for home sellers. For a home in Florida that sells for $260k — the average value in the state — realtor commission amounts to $13k-15k.
|Sale price||Realtor commission cost|
Realtor commission is one of the areas where home sellers can cut costs the most. There are a number of alternatives that homesellers can use to keep more of their home’s equity, such as discount real estate agents and flat-fee listing services.
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Seller Closing Costs
In Florida, seller closing costs typically amount to 1.1-3.1% a home’s sale value, according to our research.
Closing costs are an assortment of fees and taxes that are due when a home sale is finalized. For a typical home sale, both sellers and buyers have closing costs that they are responsible for covering. However, the specifics of who pays what is totally negotiable.
Below, we cover the most important costs for Florida home sellers to be aware of.
Title Insurance: ~0.5%
Home sellers in Florida can expect to pay around 0.5% of their home’s sale price for title insurance. This covers the cost of the owner’s title insurance policy, which sellers customarily pay in Florida.
For a typical Florida home that sells for $260k, title insurance costs come in at around $1,400.
Title Insurance premiums in Florida will be the same regardless of which insurer you choose because premiums are set by the state’s Office of Insurance Regulation.
Documentary Stamp Taxes: ~0.6-1.1%
Home sellers are typically responsible for paying for the deed transfer tax in Florida, which amounts to 0.7% of the home’s sale price.
If you’re selling in Miami-Dade county, deed transfer taxes work a little differently; rates are only 0.6%. However, if the property being sold is anything other than a single family residence, an additional 0.45% surcharge will apply — bringing the total cost to 1.05%.
Title Service Fees: $500-1,200
Title service fees are charged by the title company that conducts your closing. These include title closing fees ($500-1,000) and title search fees (~$200).
In Florida, sellers typically pay for the title service fees. However, who typically pays can vary from county to county. In some areas, you’ll find that more often these fees are split or the buyer pays.
Recording Fees: ~$50
Florida home sellers are responsible for paying the fee to record the home’s deed with the county.
Deed recording fees vary from county to county, but most charge $10 for the first page of the deed plus $8.50 for each additional page; most deeds end up costing around $50. One notable exception is Orange County, which charges a flat fee of $45 or $5 per page for deeds with fewer than nine pages.
Seller Concessions: Varies
In addition to the closing costs that sellers customarily pay, there’s another category of costs that include anything the buyer negotiates for in order to close the deal.
Most often, seller concessions come in form of a credit towards a buyer’s closing costs; 2% of the sale price is common. However, a seller concession could also include something like a home warranty policy or the inclusion of appliances in the sale.
Whether or not you end up paying for seller concessions when you sell your home will largely depend on your home, your local real estate market, and your buyer. It will be more likely that you end up paying seller concessions if:
- Your home isn’t generating much interest from buyers
- It’s a buyer’s market, where sellers have little leverage
- You’re selling to a buyer who doesn’t have a lot of cash
Average Home Selling Costs in Florida By City
The cost to sell a home in Florida will vary depending on which city you live in. We found that both seller closing costs and realtor commissions varied slightly across the state’s five largest metropolitan areas.
Cost to Sell a House in Miami
- Median home value: $366k
- Average real estate commission in Miami: 5.1-5.9%
- Seller closing costs: 1.1-3.1%
- Typical Miami homesellers can expect to pay around $23k-33k to sell their home
Miami residents pay 6.2-9.0% of their property’s sale price to sell their home, according to our research. If you’re selling anything besides a single family home in Miami, you’ll have to pay an additional documentation stamp surcharge of 0.45%.
Cost to Sell a House in Tampa, FL
- Median home value: $268k
- Average real estate commission in Tampa, FL: 4.7-5.5%
- Seller closing costs: 1.2-3.2%
- Typical Tampa, FL homesellers can expect to pay around $16k-23k to sell their home
Tampa home sellers can expect home selling costs below the Florida average, with rates of 5.9-8.7% compared to 6.2-9.0% (the statewide mean). This cost difference is mostly due to the low real estate commission rates.
Cost to Sell a House in Orlando, FL
- Median home value: $270k
- Average real estate commission in Orlando: 5.2-6.0%
- Seller closing costs: 1.2-3.2%
- Typical Orlando, FL homesellers can expect to pay around $17k-25k to sell their home
Between realtor commission and seller closing costs, home owners in Orlando pay around 6.4-9.2% in the process of selling their home. In addition to these costs, one recent Zillow report found professional home prep in Orlando could cost $5,205.
Cost to Sell a House in Jacksonville, FL
- Median home value: $203k
- Average real estate commission in Jacksonville, FL: 5.5-6.3%
- Seller closing costs: 1.2-3.2%
- Typical Jacksonville, FL homesellers can expect to pay around $14k-19k to sell their home
As a percentage of home value, the cost to sell a house in Jacksonville is significantly higher than what other home sellers in Florida pay to sell their home. This could possibly be due to the lower-than-average home values in Orlando, as real estate commissions generally go up as home values go down.
Cost to Sell a House in Sarasota, FL
- Median home value: $287k
- Average real estate commission in Sarasota, FL: 5.1-5.9%*
- Seller closing costs: 1.2-3.2%
- Typical Sarasota, FL homesellers can expect to pay around $18k-26k to sell their home
* Due to insufficient data, real estate commission rates in Sarasota, FL are inferred from the statewide average.
Sarasota residents can expect to pay 6.3-9.1% of their property’s final sale price in selling costs. This is only slightly higher than what we found to be the Florida average.
Home selling prices provided are meant to give prospective home sellers a ballpark figure of their costs. We utilized the following datasets to provide the analysis in this article:
- Home values – Zillow Home Value data collected in October 2020.
- Realtor commission – From our survey of 34 Florida real estate agents.
- Seller closing costs – From our dataset of hundreds of pricing quotes from major title companies in Florida.
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How to Calculate the Average Florida Real Estate Commission: As you’ve seen in this article, commission costs are a major expense when you sell your home. This article includes everything you need to know about calculating your commission rate in Florida.
These Are The Top Real Estate Companies in Florida: If you’re selling a home in the Sunshine State, you should do some research before deciding on an agent. Read our article for an exhaustive guide to the best, most highly-rated real estate companies in most of the major markets in Florida.
Seller Closing Costs: Here’s Everything You Need to Know: In this comprehensive guide, we cover everything you need to know about closing costs when you sell your home, including who pays what, typical rates, and some tips for reducing these fees.
What Companies Offer the Lowest Real Estate Commission Fees?: The standard real estate commission is 5-6% of the final sale price, which is a lot of money to pay no matter how you slice it. Many sellers don’t realize they can reduce the amount of commission they pay, sometimes by 50% or more!